HTML, BODY { 
    margin: 5px;
    padding: 0;
    font-family: verdana, arial, helvetica, sans-serif;
    font-size: 0.8em; 
    line-height: 1.01em;
    background: #cccccc; 
    color: black; 
    width: 97%;
  }

  P, UL, OL, DIR, MENU, DIV, 
  DT, DD, ADDRESS, BLOCKQUOTE, PRE, BR, HR { display: block; }
  H1 { padding: 0; 
       margin-top: 0; margin-bottom: 0; }
/* trying to come up with one class for left side of all pages */
/* zzz changed width from 382px to 50% */

   .vtcleft {
   float: left;
   width: 350px;
   height: 80%;
   font-size: 14px;
   text-align: left;
   line-height: 1.1em;
   margin-top: 8px;
   margin-left: 1em;
   margin-right: 1em;
   padding-top: 0px;
}
  .vtcleft2 { text-align: left; 
   line-height: 1.1em;
   padding: 5px;
  }
  .vtcheading {text-align: center; font-weight: normal; font-size: 16pt; 
               margin-top: .5em; margin-bottom: .5em; line-height: 1.3em;} 

  .vtcheading_bb {text-align: center; font-weight: normal; font-size: 16pt; 
               margin-top: 4px; margin-bottom: 0px; line-height: 1.3em;
               padding: 0px;
               border-bottom: 5px solid #000000;} 
  .vtcheading2 {text-align: center; font-weight: normal; font-size: 16pt; 
                margin-top: 1.25em; margin-bottom: 1.25em; }

  .vtcheading3 {position: relative; text-align: center; font-weight: normal; 
                font-size: 16pt; margin-top: 1.1em; line-height: 1.25em; 
                margin-bottom: 1.25em }
  .vtcright {
    position: relative;
    z-index: 5;
    text-align: left;
    font-size: 14px;
    line-height: 1.1em;
    /* margin (top right bottom left) */
    margin: 8px 20px 20px 400px;
    padding: 0px;
/*    background-color: #ff0000; */
/*    border: 0.1px solid #FFFFFF; */ /* zzz */
   /*to insure that NN4.xx renders the background-color of the content area*/
  }
  .vtcfooter {
/*      position: absolute; */
      width: 100%;
      height: 2em;
      text-align: left;
      padding: 1em;
  }
  .vtcintro P { font-family: times, serif; font-weight: normal; 
               font-size: 14pt; line-height: 1.05em;  
               margin-left: 25px; margin-right: 25px; 
               margin-top: 2px; margin-bottom: 5px; 
               text-indent: 25px; padding-top: 4px; padding-bottom: 6px; 
               padding-left: 8px; padding-right: 8px; border: 1px #000000; 
               background: #eeeeee; }
  B, STRONG, I, EM, CITE, VAR, TT, CODE, KBD, SAMP, 
  IMG, SPAN { display: inline }
  .vtcimage { text-align: center; }
  .vtcbottomimg { margin-top: 90%; }
  LI { display: list-item; }
  .vtchomepagelinks { text-align: center; font-weight: bold; }

<!-- 
  H1, H2, H3, H4 { margin-top: 1em; margin-bottom: 1em; }
  H5, H6 { margin-top: 1em; }
  H1 { text-align: center; }
  H1, H2, H4, H6 { font-weight: bold; }
  H3, H5 { font-style: italic; }
-->

  H1 { text-align: center; padding-top: 0; padding-bottom: 0;
       margin-top: 10px; margin-bottom: 5px; font-size: xx-large; }
  H2 { font-size: x-large; }
  H3 { font-size: large; }

  B, STRONG { font-weight: bolder; }  /* relative to the parent */
  I, CITE, EM, VAR, ADDRESS, BLOCKQUOTE { font-style: italic; }
  PRE, TT, CODE, KBD, SAMP { font-family: monospace; }

  PRE { white-space: pre; }

  ADDRESS { margin-left: 3em; }
  BLOCKQUOTE { margin-left: 3em; margin-right: 3em; }

  UL, DIR { list-style: disc; }
  OL { list-style: decimal; }
  MENU { margin: 0px; }              /* tight formatting */
  LI { margin-left: 3em; }

  DT { margin-bottom: 0px; }
  DD { margin-top: 0em; margin-left: 3em; }

  HR { border-top: solid; }    /* 'border-bottom' could also have been used */

  A:link { color: blue; }          /* unvisited link */
  A:visited { color: blue; }        /* visited links */
  A:hover { color: #f00000; background-color: #008080; } /* hover */
  A:active { color: green; }        /* active links */
  A:link, A:visited, A:active { 
             text-decoration: underline; 
             background-color: #999999; }
/* to give some contrast to text links on pages with image buttons */
.textlink {  background-color: #cccccc;
             font-weight: bold;
             font-size: 14px;
             color: blue;
             display: inline;
}

.validation {
 text-align: center;
 padding: 0;
 margin: 15px 0 0 0;
}


  .no {display: none; }  /* for message for old browsers */